When an emergency unexpectedly arises and requires you to act quickly, 1 hour payday loans can come to the rescue. These short-term loans come with no credit check, making it possible to take an almost instant approval decision within as little as 1 hour. At Abattis, you can get one completely online in just a few clicks.
What Are 1 Hour Payday Loans?
1 hour payday loans are small, short-term loans people use to overcome emergencies. 1 hour typically refers to the maximum time it will take a lender to make an approval decision. The speed of the process is due to no hard credit check performed.
If approved, the money is usually deposited into a borrower’s bank account within one business day. However, many lenders may offer same-day funding too under certain conditions. One hour payday loans are usually up to $1,000. Just like with regular options till paycheck, they need to be repaid in full after a borrower receives their next wage.
When Might I Need a 1 Hour Payday Loan?
A 1 hour payday loan can be handy in case of emergencies or difficult financial situations. Most people use them when they face unexpected expenses, such as medical bills, car repairs, or other troubles. You may also use them if you run out of cash and need to buy groceries or other daily essentials. However, these loans are usually more expensive than traditional loans, so you may not want to use them as a common financial tool.
Can I Get 1 Hour Payday Loans with No Credit Check?
Many direct lenders now offer 1 hour payday loans with no credit check. However, it’s important to understand what hides behind this term.
No credit check typically refers to the absence of a hard credit check that is performed via major credit bureaus. Instead, payday lenders conduct soft inquiries via alternative means. Such checks don’t affect your credit history but are still needed to determine whether you’re eligible and can repay the money on time.
Benefits of One Hour Payday Loans?
One hour payday loans offer multiple advantages over traditional loan options. Here are a few of them:
- Almost instant loan approval decisions with no faxing. You will know whether you get approved in less than 1 hour;
- Online application process. You don’t need to visit a store or gather multiple documents to apply;
- Low credit score is accepted. You don’t need to have good credit to qualify. Unlike traditional lenders, we look far beyond just your FICO score;
- No hard credit checks performed. This means that your credit history won’t be affected as long as you pay on time;
- Quick money deposits. You will access the funds in your bank account within one business day.
What Are Requirements to Get a One Hour Payday Loan?
A one hour payday loan is usually easy to qualify for. At Abattis, we have very simple and basic eligibility criteria, which include:
- Be of legal age (18 y.o. in most states);
- Be a US legal citizen;
- Have an active checking account;
- Minimum monthly income of at least $1,000;
- Have an active email and cell phone number.
How to Get 1 Hour Payday Loans from a Direct Lender?
Getting 1 hour payday loans from a direct lender like Abattis is a hassle-free process. All you need is to follow 4 simple steps:
- Submit a loan request. Our online request form is short and plain, so you can fill it out in as little as 5 minutes.
- Wait for a response. We will review your application details and send you an email within one hour or less.
- Digitally sign a loan agreement. Review the terms and e-sign the contract to accept the offer.
- Get your cash advance loan. The money will be deposited into your bank account. This process typically takes one business day.
Why Choose Abattis for 1 Hour Payday Loans?
Abattis is a direct lender offering quick payday loans with almost instant approval and fast funding. We provide emergency cash to borrowers with any credit scores. Requesting loans from us is a completely online process that usually takes less than 5 minutes. Apply today and get an approval decision within just 1 hour!
Is It Possible to Get Loans in 1 Hour?
In most cases, 1 hour refers to the time it takes to make an approval decision. However, some options, such as pawn shop loans or credit card cash advances, may be available within 1 hour. You can also use cash advance apps with fast deposits but may be asked to pay an express fee for instant funding.
Can I Get a 1 Hour Loan with Bad Credit?
Your bad credit won’t be a problem if you choose the right lender to work with. At Abattis, we accept borrowers with any ratings and have no minimum credit score requirements.
How to Get a 1 Hour Loan without a Bank Account?
You need to visit a lender’s store and provide a postdated check that covers the entire loan cost.